The American dream-a house to call their own! This housewarming package includes coffee, toffee, chocolate covered popcorn, nuts, cookies and other gourmet snacks.

Misc.: 
Company: A Gift to Remember 
List Price: 
Amazon Price: $59.95

Covers Rent versus buy, Mortgage qualification, Mortgage payment calculator, Mortgage analysis and comparision, Variable rate mortgage: best and worst case scenarios, Saving through prepayment, Refinancing with break-even analysis, Home equity/Home improvement loans, Comprehensive graphs and reports, Mortgage checklist, On-line mortgage expert, Extensive help function with hotkeys.

3.5" disk:  CD-ROMHome Ownership And Nest Egg Buider Bundle, Easy to use, Loaded with valuable features, Gives you the insight you need, The only unbiased source
Company: Personal Vision, Inc. 
List Price: 
Amazon Price: 
Used Price: $33.49

This Realtors Lender Net Sheet Evaluation Tool Determines a Sellers Net Gross for The Sale of Their Home.

:  .exe
Company: CostLessMortgage.com - Software 
List Price: $29.99
Amazon Price: 

This robust software features prequalifying, mortgage loan application, buyers homebuying needs, agents information all in a Pocket PC device.

:  .exe
Company: CostLessMortgage.com - Software 
List Price: $29.99
Amazon Price: 

"Bitner's book conveys the authority of someone who was in the trenches where this dirty work was going on." -- Newsweek Magazine

With each day bringing new revelations about the economic damage the mortgage crisis is creating worldwide, this book couldn't be timelier.  Bitner tells the fascinating story of his disillusionment after owning a sub-prime lending business for five years.  It starts with foreclosing on a borrower he knew shouldn't have been given a mortgage in the first place (even though the loan fit the industry's guidelines).  He relates the story of his house catching fire, and how this prompted him to re-evaluate his priorities and sell his stake in the company just as profits were plummeting and sales were hitting an all-time high.  A year after Bitner bailed, the industry imploded, and he watched his former company close down.

Woven throughout his personal industry experiences is the fascinating story of how an industry started out helping disadvantaged customers buy houses, but soon lost its way due to greed, lack of financial control, and willful ignorance.  This book reveals the truth about how various parts of the mortgage business yielded to the temptation to maximize profits, weakening the chain that held the system together.  The book covers:

• What it was like running a sub-prime lending business in an industry spiraling out of control
• The fact that nearly three out of every four sub-prime mortgages originated by brokers were misleading or fraudulent, and the tactics these brokers used to trick lenders and borrowers
• How the sub-prime industry pushed home prices to unsustainable levels
• How brokers and lenders used creative financing to turn unqualified applicants into qualified borrowers
• 20 critical changes that must be made to fix the mortgage industry, including transparent fees, rating agency reform, and the implementation of new, mandatory licensing requirements for brokers

From borrowers, to brokers, to appraisers, to Wall Street Investment Banks, Bitner exposes the role that each level of the hierarchy played -- and the tactics they used -- in bringing on one of the greatest business disasters in history.

Author: Richard Bitner
Paperback:  208 pages
Company: Wiley  (2008-06-30)
ISBN: 0470402199
List Price: $19.95
Amazon Price: $10.72
Used Price: $10.95

YOU CAN pay off your typical 30-year mortgage in as little as 7-10 years! YOU CAN save thousand of dollars on your mortgage! YOU CAN accelerate your wealth building (building equity FAST), with simple strategies for real estate investing! YOU CAN lower your monthly payments AND begin building equity immediately! Warning: Are you making these major money mistakes? 6 Making minimal payments on your mortgage? * Depositing money into traditional bank account, where they make all the profit on the use of your stored money? * Making one extra payment a year or on a bi-weekly scheme, which only cuts a few years off a mortgage, but costs you more out of your budget? * Just making the minimum payment on all your credit card payments? * Focusing only on the monthly payments or interest rates alone? Jump ahead of the game now. Thousands of informed people are now discovering how to be living free and clear, who never thought they could.

Author: Richard Weathington, Beth M. Ley, Ph.D.
Paperback:  224 pages
Company: BL Publications  (2007-09-01)
ISBN: 1890766402
List Price: $29.99
Amazon Price: $28.99
Used Price: $58.43

Mortgage Confidential is an insider's look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don't often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to:

* qualify for a larger loan
* avoid credit repair scams
* complete the loan application to maximize the chances of approval
* pay zero closing costs
* avoid origination charges
* determine whether paying "points" can save them money
* know when a loan officer is lying
* identify a "rip-off" loan program
* and more!

Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.

Author: David Reed
Paperback:  240 pages
Company: AMACOM  (2006-12-08)
ISBN: 0814473695
List Price: $16.95
Amazon Price: $8.79
Used Price: $5.89