Author: Eric Wiener
Paperback:  254 pages
Company: Barnes & Noble  (2003-01)
ISBN: 0760742901
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Amazon Price: $4.92
Used Price: $1.59

"A must-have for any home owner looking to refinance" -Terri Williams, Homeowner Are you paying more than you need to? In this book a mortgage lending insider reveals her answer to this question - and more - in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan products, this book is for you. The book walks you through each step of the loan process in easy-to-understand language to help you make an informed decision that's good for YOU-not for your loan officer. The book explains how to asses and rebuild your credit score, accurately calculate the equity in your home, and how to make sure that you present your situation in the best possible light. More than just an introduction to getting a home loan - this book will show you how to get the best deal possible. This book is a must-have for any current or potential homeowner thinking of refinancing. Key topics include: -Refinancing Adjustable Rate Mortgages (ARMS) -Understanding Broker Incentives -Getting the Best Appraisal -Processing and Underwriting -Cleaning up your Credit Report -Signing Tips, Tricks, and Negotiation Strategies

Author: Kristina, Benson
Paperback:  124 pages
Company: Equity Press  (2006-09-20)
ISBN: 1933804637
List Price: $19.95
Amazon Price: $19.16
Used Price: $22.74

Revised and updated with rates that reflect today’s real estate mortgage market, this pocket-size handbook presents quick-reference number charts that eliminate the need for calculation. As such, its tables are time-savers for business students, loan officers, and buyers seeking an adjustable rate mortgage. The tables are as follows: Monthly Payments, Payment Adjustments Resulting from Interest Rate Adjustments, Borrower’s Worst Case Annual Percentage Rates, Borrowers Worst Case Monthly Payments, Annual Percentage Rates for First Year, Value of Below-Market Initial Rate, Annual Loan Balance Reduction, and Worst Case Annual Percentage Rate for Convertible Adjustable Rate Mortgages.

Author: Jack P., Ph.D., CPA Friedman, Jack C., Ph.D. Harris
Paperback:  304 pages
Company: Barron's Educational Series  (2004-08-01)
ISBN: 0764124544
List Price: $8.95
Amazon Price: $0.24
Used Price: $0.01

If real estate math or financial math stress you, Real Estate Calculator Suite is the help you need! The 16 real estate and financial calculators in Real Estate Calculator Suite give you the ability to play with your own financial numbers as you consider a real estate purchase. Real Estate Calculator Suite includes 2 Quick Calculators, 2 Downpayment Savings Calculator, a pop up calculator, a Mortgage Qualifier, Amortization Calculator with Monthly and Annual schedules, Loan Spread Calculator, a Biweekly Payment Calculator, a Refinancing Calculator, an Estimated Closing Cost Calculator, Home Seller's Proceeds Calculator, Rent or Buy Calculator, and Prepayment Calculator. Based on Wheatworks Software's experience developing financial calculators for corporate real estate clients, Real Estate Calculator Suite is designed for real estate consumers and professionals. Real Estate Calculator Suite includes a Date Calculator, a Fraction / Decimal interest rate conversion table, sample text for closing credit accounts, a Documentation List to help you gather your loan application paperwork, a Home Inspection form to help you review potential homes, a Mover's To Do List and useful tips for home buyers and sellers. This real estate software works with these Windows operating systems: 95, 98, ME, NT 4, 2000, XP Home and XP Pro.

Software:  CDReal Estate Calculator Suite can help you determine how much house you can afford. (Mortgage Qualifier), It can show you the impact different mortgage interest rates will have on your home loan. (Loan Spread Calculator), Real Estate Calculators Suite helps you decide what mortgage term (length of loan) is best for your budget. (Loan Spread Calculator), It helps you determine how much house you can afford based on what you currently pay in rent. (Rent or Buy Calculator), Show you how much to add to your monthly mortgage payment in order to pay off your mortgage by a chosen date. (Loan Amortizations and Prepayment Calculator)
Company: Wheatworks Software, LLC 
List Price: $49.99
Amazon Price: $45.95

The Award-Winning PREP Software system is real estates most powerful desktop marketing and business solution. The release of Suite 4.x takes office productivity to new levels. Product features: The New PREP Suite 4.x uses the latest development technology to take advantage of todays 32-bit operating systems, including WindowsTM 95, 98, 2000, and NT. This and many other improvements make PREP Suite 4.x not only more powerful, but more efficient and easy to use. For the first time, all four of PREPs distinctive offerings are integrated into a single interface, with new features and many upgrades to make you a successful agent. No other offering brings you the same unique benefits with outstanding customer service. PREP Suite 4.0 offers the most comprehensive set of high-quality, powerful marketing materials and business productivity tools available for real estate agents and brokers, including: Over 150 color flyers 270 color post cards 17 different presentations for buyers and sellers Libraries of letters, note cards and email messages Business plan tools Integrated email software, with mass email prospecting Easy-to-use, "drag-and-drop" picture uploadingTraining videos built into each CD Internet integration Full telephone and email customer support

CD-ROM:  CD-ROMWith PREP Suite 4.x, you get the following powerful tools:, PREP Presentations Create a variety of different marketing presentations to solicit new business from both buyers and sellers., PREP Financial Communicate with prospects and existing clients regarding the financial aspects of the real estate transaction., PREP Productions Add multi-media sizzle to your prospecting presentations, using color, music, animation, and other features., PREP Prospecting Contact management and correspondence tools that allow you to generate both one-to-one and one-to-many correspondence, using letter and postcard templates connected to a database of your clients and prospects.
Company: Prep Suite 
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